Loan application

Apply for a loan of R500 to R5 000.

One form, about ten minutes. The more complete your application, the faster our affordability assessment — and you can upload your documents right here. Nothing needs to be printed.

Loan details

Choose your amount and repayment period — the cost updates as you slide.

R2 000 Loan amount

R500R5 000

30 days Repayment period — repay by

2 days30 days

Loan amount: R2 000
Interest
Service fee
Initiation fee
VAT (15%)
Total fees
Total amount to repay
Repayment date

Figures include VAT and update as you move the sliders. Illustrative only — your exact amount is confirmed in your credit agreement before you accept anything.

What is the loan for? * Please choose a reason for the loan.

Personal information

Exactly as it appears on your ID document.

First name * Please enter your first name. Surname * Please enter your surname.

ID Number

Mobile number * Please enter a valid South African mobile number. Email address * Please enter a valid email address.

Marital status * Please select your marital status. Number of dependents * Please enter the number of dependents (0 if none).

Residential status * Please select your residential status.

City or town * Please enter your city or town. Province * Please select your province.

Employment information

We may contact your employer to verify your employment.

Current employer * Please enter your employer’s name. Position / occupation * Please enter your position.

Employer address * Please enter your employer’s address.

Employer telephone * Please enter a valid 10-digit South African number. Employer email Please enter a valid email address. Optional — HR or payroll, if you have it.

Province (employer) * Please select your employer’s province. Employment type * Please select your employment type.

Length of employment * Please select how long you have worked there. Monthly salary (R, take-home) * Please enter your monthly take-home salary.

Salary payment date * Please select the day you are usually paid.

Emergency contact

Someone we can reach if we cannot reach you.

Full name * Please enter your emergency contact’s name.

Relationship * Please select the relationship. Contact number * Please enter a valid 10-digit South African number.

Monthly income

Before deductions. Leave blank whatever does not apply.

Basic salary (R) * Please enter your basic salary. Overtime (R)

Bonuses (R) Other income (R)

Total monthly incomeR0

Monthly expenses

Your regular commitments. Leave blank whatever does not apply.

Rent or bond (R) Groceries (R)

Clothing accounts (R) Hire purchases (R)

Loan or store instalments (R) Transport (R)

Utilities (R) Insurance (R)

Other expenses (R)

Total monthly expensesR0

Banking information

The account your salary is paid into.

Bank name * Please select your bank. Account type * Please select your account type.

Branch name * Please enter your branch name. Branch code * Please enter a valid 5–6 digit branch code.

Account holder * Please enter the account holder’s name. Account number * Please enter a valid account number (6–13 digits).

Date the account was opened * Please select the date the account was opened. An estimate is fine — the month and year matter most. My salary is paid into this account, and I understand repayment is collected by debit order on my payday. *

We never ask for your online banking password or PIN. Bank details are used only to pay out and collect this loan.

Upload your documents

PDF or clear photos (JPG/PNG), up to 10 MB each. If you cannot upload now, you can send them on WhatsApp after submitting.

Which identity document are you uploading?

South African ID Passport

Upload your identity document That file is too large or the wrong type — PDF, JPG or PNG up to 10 MB. Latest payslip That file is too large or the wrong type — PDF, JPG or PNG up to 10 MB. Three months’ bank statements A file is too large or the wrong type — PDF, JPG or PNG up to 10 MB each. You can select all three statements at once, or one combined PDF.

Consent and declaration

The legal bits, in plain language.

I consent to ADGAS performing a credit bureau enquiry, verifying the information I have supplied, and contacting my employer to confirm my employment. * The information above is true and complete, and I accept the rates, fees and terms published on this website. *

After you submit you will receive a reference number. If you did not upload documents above, we will give you a WhatsApp link and email address to send them.